B2B Payments Statistics
Last updated: June 2026 · 8 sourced statistics
Business-to-business payments dwarf consumer payments in value but lag them badly in modernization. Paper checks still carry a meaningful share of US B2B volume, while ACH continues double-digit growth and real-time rails are starting to make a dent. These statistics are drawn from Nacha, McKinsey, AFP, and Atradius.
Key takeaways
- The ACH network moved $86.2 trillion across 33.6 billion payments in 2024 (Nacha).
- Global payments industry revenue reached about $2.4 trillion in 2023 (McKinsey).
- 79% of organizations experienced attempted or actual payments fraud in 2024 (AFP).
The statistics
The US ACH network processed 33.6 billion payments worth $86.2 trillion in 2024 — volume up 6.7% and value up 7.6% year over year.
Source:Nacha ACH Network Statistics2024
Global payments industry revenue reached roughly $2.4 trillion in 2023, per McKinsey's Global Payments Report.
Source:McKinsey Global Payments Report2024
B2B ACH payments topped 7 billion transactions in 2024, continuing years of double-digit growth as businesses move off checks (Nacha).
Source:Nacha2024
About a third of US and Canadian B2B payments were still made by paper check in AFP's most recent electronic payments survey.
Source:AFP Electronic Payments Survey2022
79% of organizations were victims of attempted or actual payments fraud in 2024, according to the 2025 AFP Payments Fraud and Control Survey.
Source:AFP Payments Fraud and Control Survey2025
40% of North American B2B invoice value was overdue in 2025, per Atradius' Payment Practices Barometer.
Source:Atradius Payment Practices Barometer, North America2025
Real-time payment schemes processed 266.2 billion transactions globally in 2023, up 42.2% year over year (ACI Worldwide).
Source:ACI Worldwide, Prime Time for Real-Time2024
Mastercard has estimated global B2B payment flows at well over $100 trillion annually — several times the size of consumer payments.
Source:Mastercard2023
Methodology & sources
Compiled June 2026 from Nacha network statistics, McKinsey's Global Payments Report, AFP surveys, Atradius' Payment Practices Barometer, and ACI Worldwide's real-time payments research. Each figure links to the publisher; check the linked page for newer editions.
Frequently asked questions
How large is the B2B payments market?
Estimates from card networks and consultancies put global B2B payment flows above $100 trillion annually. The US ACH network alone moved $86.2 trillion in 2024, much of it B2B.
Do businesses still pay by check?
Yes — AFP survey data shows roughly a third of US/Canada B2B payments were still made by check in recent years, though the share falls every survey cycle.
What's the fastest-growing B2B payment method?
Real-time payments are growing fastest in percentage terms (42% globally in 2023 per ACI), while Same Day ACH grew 45% in 2024 from a much larger base (Nacha).
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