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AP & Automation

Accounts Payable Statistics

Last updated: June 2026 · 6 sourced statistics

Accounts payable is where invoice-processing economics are measured most rigorously. Ardent Partners has benchmarked AP performance for two decades, and the headline numbers barely need commentary: $12.88 to process an average invoice, 17.4-day cycle times, a quarter of invoices hitting exceptions — and a 79% cost advantage for teams that automate.

Key takeaways

  • Average cost to process an invoice: $12.88; best-in-class teams pay 79% less (Ardent Partners, 2025).
  • Average invoice cycle time is 17.4 days vs 3.1 days for best-in-class.
  • 79% of organizations faced payments fraud attempts in 2024 — AP is the front line (AFP).

The statistics

$12.88

The average cost of processing an invoice without best-in-class automation is $12.88 (Ardent Partners, 2025).

Source:Ardent Partners, AP Metrics that Matter2025

3.1 days

Best-in-class AP organizations process invoices at 79% lower cost and in 3.1 days versus 17.4 days for everyone else (Ardent Partners).

Source:Ardent Partners, State of ePayables2025

~25%

Roughly one in four invoices triggers an exception requiring manual rework (Ardent Partners benchmarking).

Source:Ardent Partners2025

~33%

About a third of US/Canada B2B payments are still issued by paper check, keeping AP teams tied to the most fraud-exposed payment method (AFP).

Source:AFP Electronic Payments Survey2022

79%

79% of organizations experienced attempted or actual payments fraud in 2024, with business email compromise the top vector (AFP 2025 survey).

Source:AFP Payments Fraud and Control Survey2025

Majority

The majority of invoices still arrive as emailed PDFs or paper requiring manual data capture — the single largest drag on AP productivity (Ardent Partners).

Source:Ardent Partners, State of ePayables2025

Methodology & sources

Compiled June 2026 from Ardent Partners' annual AP benchmarking research and AFP's payments surveys. Cost and cycle-time figures are cross-industry averages; well-run small teams can beat them, high-complexity enterprises may exceed them.

Frequently asked questions

What does it cost to process an invoice in AP?

$12.88 on average; roughly $2–3 for best-in-class automated operations (Ardent Partners, 2025). Exception invoices cost a multiple of clean ones.

What's a normal AP cycle time?

17.4 days from invoice receipt to payment-ready on average — but 3.1 days for top performers. Long cycles forfeit early-payment discounts and strain supplier relationships.

What's the biggest AP risk?

Payments fraud — 79% of organizations saw attempts in 2024 (AFP), led by business email compromise targeting vendor bank-detail changes.

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Accounts Payable Statistics (2026): Costs, Cycle Times & Fraud | InvoiceQuickly