Payment Terms

What Is Lockbox?

A bank-managed service where customer payments are sent to a special PO box for faster processing.

Detailed Explanation

The bank opens mail, deposits checks, and transmits remittance data to the seller. Lockbox services reduce float and speed up cash application.

Example

A utility company uses a lockbox service to process thousands of customer check payments daily.

Why It Matters

Accelerates cash availability and reduces manual payment handling for high-volume businesses.

Related Resources

Related Payment Terms Terms

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