Payment Terms

What Is Electronic Funds Transfer (EFT)?

Any digital movement of money between bank accounts, including ACH, wire, and direct deposit.

Detailed Explanation

EFT eliminates checks and speeds settlement. Remittance details should accompany EFTs so recipients can match payments to invoices.

Example

The company switches from checks to EFT, cutting payment processing time from five days to one.

Why It Matters

Faster, cheaper, and more traceable than paper-based payment methods.

Related Resources

Related Payment Terms Terms

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